Banana Chocolate Chip Muffins

There’s something about the smell of Banana Chocolate Chip Muffins baking that instantly makes a house feel like home. It’s warm, cozy, and just plain irresistible. These muffins are my go-to when I have a few overripe bananas sitting on the counter—because, let’s be honest, they’re destined for banana bread or muffins, and muffins win every time.

This simple, no-fuss recipe delivers soft, moist muffins loaded with sweet banana flavor and melty pockets of chocolate in every bite. The best part? They come together in just a few minutes—no fancy equipment is required. Perfect for a quick breakfast, snack, or even a sweet treat with your afternoon coffee.

Why You’ll Love This Recipe

• Easy to Make: Simple ingredients and straightforward steps make these muffins perfect for bakers of all skill levels. No mixer is needed!
• Great Way to Use Up Ripe Bananas: Those spotty bananas on your counter? They’re about to become something amazing.
• Moist & Fluffy: Thanks to the bananas and butter, these muffins have the perfect soft texture.
• Chocolate in Every Bite: The semi-sweet chocolate chips melt into the batter, giving you just the right amount of sweetness.
• Perfect for Any Time of Day: Enjoy them for breakfast, as a snack, or even as a little dessert.
• Make-Ahead Friendly: These muffins stay fresh for days and freeze beautifully for a quick grab-and-go treat.

Ingredients

The full printable recipe card with measurements and instructions is found at the bottom of the post.

• Unsalted butter: Adds richness and moisture, giving the muffins a soft and tender texture.
• Vanilla extract: Enhances the flavor with a warm, sweet aroma.
• Sugar: Sweetens the muffins and helps create a soft crumb.
• Eggs: Provide structure and help make the muffins light and fluffy.
• All-purpose flour: The base of the muffins, giving them their shape and structure.
• Salt: Balances the sweetness and enhances the overall flavor.
• Baking soda: Helps the muffins rise, making them light and airy.
• Bananas: The star ingredient, adding natural sweetness, moisture, and that classic banana flavor.
• Semi-sweet chocolate chips: Melt into the muffins, adding delicious pockets of chocolate in every bite.

How to Make Banana Chocolate Chip Muffins

• Step One: Preheat the oven to 350°F—line muffin pans with paper liners. Alternatively, you could grease the muffin pan if you don’t have liners.
• Step Two: Cream the butter, vanilla, and sugar in a large bowl. Beat in the eggs, one at a time.

• Step Three: Sift flour, salt, and baking soda in another large bowl.

• Step Four: Add the dry ingredients alternately with the mashed bananas into the creamed wet mixture. Fold in the chocolate chips. 

• Step Five: Spoon the batter into the muffin pan. I like to use a cookie scoop since it’s easier.

• Step Six: Bake for 25 minutes. Let cool slightly before serving.

What to Serve With Them

• A Hot Cup of Coffee or Tea: The perfect way to enjoy these muffins in the morning or as an afternoon pick-me-up.
• A Glass of Cold Milk: Classic combo—especially if you love dunking your muffins!
• Yogurt & Fresh Fruit: Makes for a balanced breakfast or snack with a mix of flavors and textures.
• Peanut Butter or Nutella: Spread a little on a warm muffin for an extra indulgent treat.
• Whipped Cream or Ice Cream: Turn these muffins into a simple dessert by adding a dollop of whipped cream or a scoop of vanilla ice cream.
• Warmed Up with a Pat of Butter: If you love a little extra richness, try a warm muffin with a smear of butter—it melts right in!

Variations and Substitutions

• Swap the Chocolate Chips: Try white chocolate, dark chocolate, or even peanut butter chips for a different flavor twist.
• Make Them Healthier: Use whole wheat flour instead of all-purpose, or swap half the sugar for honey or maple syrup.
• Add Nuts: Chopped walnuts or pecans add a delicious crunch and pair perfectly with banana.
• Go Dairy-Free: Substitute coconut oil or a dairy-free butter alternative for the butter.
• Use a Different Extract: Try almond extract instead of vanilla for a subtle, nutty flavor.
• Add Some Spice: A dash of cinnamon or nutmeg can enhance the warmth of the bananas.
• Make Mini Muffins: Use a mini muffin pan and reduce the baking time to about 12-15 minutes for bite-sized treats.
• Turn Them Into Banana Bread: Pour the batter into a loaf pan and bake at 350°F for about 50-60 minutes instead.

Banana Recipes

• Banana Cake
• Caramel Banana Muffins
• Banana Chocolate Cake
• Banana Split Brownies
• Banana Bread Breakfast Casserole
• Banana Raspberry Muffins
• Banana Bread
• Banana Cupcakes

Storage Instructions

• Room Temperature: Store muffins in an airtight container at room temperature for up to 3 days. For best results, place a paper towel in the container to absorb excess moisture.
• Refrigerator: If you want them to last a little longer, keep them in the fridge for up to a week. Warm them in the microwave for a few seconds before serving.
• Freezer: These muffins freeze beautifully! Let them cool completely, then place them in a freezer-safe bag or container. They’ll stay fresh for up to 3 months.
• Reheating: For a warm, just-baked taste, microwave a muffin for about 20-30 seconds or pop it in a 300°F oven for 5-10 minutes.

Recipe Tips and Tricks

• Use Overripe Bananas: The riper, the better! Bananas with brown spots are sweeter and mash more easily, giving the muffins extra moisture and flavor.
• Don’t Overmix the Batter: Stir just until the ingredients are combined. Overmixing can lead to dense, tough muffins.
• Toss Chocolate Chips in Flour: Lightly coating the chocolate chips in a bit of flour helps prevent them from sinking to the bottom of the muffins.
• Fill Muffin Cups Evenly: Use an ice cream scoop or measuring cup to ensure even-sized muffins that bake at the same rate.
• Check for Doneness: Insert a toothpick in the center of a muffin—if it comes out clean or with just a few moist crumbs, they’re ready!
• Let Them Cool: It’s tempting to dig in right away, but letting the muffins cool for a few minutes helps them set and makes them easier to remove from the liners.
• Make a Double Batch: These muffins disappear fast! Freeze extras so you always have a quick snack or breakfast on hand.

Muffin Recipes

• Sugar and Spice Muffins
• Lemon Pound Cake Muffins
• Pina Colada Muffins
• Toasted Coconut Muffins
• Lemon Drizzle Muffins
• Double Orange Muffins
• Butter Tart Muffins

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