Zact Review

Disclosure: I was not financially compensated for this post. I received a sample of the product for review purposes. The opinions are my own, based on my personal experience with the product.

This could be the most important read that will save you a ton of money on your cell phone service…….I am very excited to introduce you to Zact Mobile!

Zact is so unique from any other provider in that it allows you to build and customize your own plan. Instead of being forced into a long term contract, it enables the customer to choose the right mix of talk, text and data and there is never a contract that you are locked into!

My husband and I had been with the same mobile provider for 10+ years. Mark was very skeptical about trying Zact but he is now probably their biggest fan and tells everyone who will listen about how it works and how much money in our monthly budget is being saved. In fact, after trying Zact for 30 days we made the decision to switch our cell phone service to Zact permanently!

How does it work? In a few simple steps, we were able to get our phone service set up by first selecting from the talk minutes, text messages and data MB/GB options. At first we weren’t sure how many of each talk, text or data we had been using so we looked at a few old cell phone bills and then followed the guidance provided at the Zact website. As a bonus, we don’t have to worry about selecting too many minutes from any category because Zact offers a “Never Overpay Guarantee” and will credit your next monthly bill with any overage! Conversely when we originally set up the plan we did not choose enough data so the phone actually alerted us and asked us if we would like to move into the new plan which we did with no penalty.

Zact Review

Next, we chose our mobile device with options including the Samsung Galaxy S® III, Samsung Victory, LG Viper 4G LTE and the LG Optimus Elite. We chose the LG Viper 4G LTE ($199 on sale from $399) and have been very satisfied with our new Smart cell phone. It has all of the necessary functions and provides a bright display, clear sound and fast speeds.

Finally, we had service activated and we never looked back. My husband was very concerned about being able to keep his cell phone number which he has had for 15+ years and this was no problem at Zact by following the easy to follow instructions.

If you have children who also use a cell phone there is also the option to set curfews, usage caps and app/contact list restrictions directly from the phone.

Customer service has been attentive and answered any of my questions throughout this process. I love that there is no contract and after crunching the numbers we realized that we would be saving a whopping $66 per month for the exact same talk, text and data minutes! I love that Zact does not have any contracts which is a big bonus with this provider. When we decided to switch over we learned that our contract with our former provider was not up until November 2013. We looked at the numbers one more time and realized even after paying the “contract out” fee of $138 we would STILL save over $126 between August and November 2013 by switching to Zact and then an additional $66 per month after that! Are you wondering how much you could save? Check out the “Savings Calculator” which will show you the potential savings instantly.

Zact has provided us with excellent coverage as the service provider and it uses the Sprint Nationwide Network with 4G/LTE. My husband loves that we can use our phone’s data connection to connect to our Internet or WiFi enabled device for no extra charge. We love receiving and reviewing our phone statement each month directly on the device and it showed that we had actually been given a credit which was applied to our bill for minutes that went unused….how awesome is that?!

Are you ready to learn more about Zact will save you money on your current cell phone plan? Head over to Zact now to learn more.

Connect with Zact on Facebook and Twitter.


  1. Karen Glatt says

    WOW! I wondered what this blog post was about, and Zact sounds like a very good place for me to see how much money I can save on my Cell phone bill. I am going to check it out!

  2. ANN*H says

    I dont know of anyone who cant stand to save money on their cell phone bill. This sounds like a winner, something to check out. I like that you can check out the saving calculator too. Also what you can do if your kids have cell phones . thanks for the info

  3. Jo-Ann Brightman says

    I have never heard of Zact , but I am definitely gong to look into it now. I just have to convince my husband to switch plans

  4. Wendi S says

    I love the saving idea. But my brain is on overload with learning new technology. I know nothing I can do about it.

    • Maureen says

      I felt the same way Wendi but it has been really easy for us to transition and we have been creatures of habit especially in terms of new technology and our cell phone.

  5. Emilia says

    great to see, really like how the data used it shown. I will look into this thanks for the Zact Review. I will have to check out their coverage areas that is a big issue for me.

  6. Casey Cho says

    I have two LG Optimus Elite handsets on a shared plan. seems to work ok once you figure out the phones and OS. The Sprint voice coverage really sucks compared to my old Verizon phone. I miss about 50% of the calls even though they are all local and the coverage map showed good coverage in my home area.

  7. Kayla Balko says

    Sounds awesome! Something I would definitely look into for ourselves and for my mom (who doesn’t use a cell much), but unfortunately, I am in Canada and Zact isn’t available here :(

  8. Kimberly says

    I’d be interested to hear if you are still using Zact Mobile. I’ve been researching this plan for my family, but I can’t seem to find any reviews more recent than yours. I realize that this is a relatively new plan that only started in May 2013, so 8 months later, I’m finally hearing about it. I’m surprised I didn’t hear about it more since it sounds like the best idea out there for family cell phone plans.

    I have 3 teens and one pre-teen who are itching for cell phones. I’ve been fighting the trend for a long time now and it really seems like I need to give my kids cell phones. This year all the teachers have started sending out text message reminders about homework assignments and activities. This is a great tool to help keep our kids on top of things, but alas, they don’t have phones. Whenever my kids need me to pick them up from after-school activities they borrow a friend’s phone to call me.

    I really love to hear if you have found any drawbacks to this plan or just reaffirm that you are still loving what sounds like the best family cell phone option out there.

    • Maureen says

      Hi Kimberly, Great question….yes, we are still very happily using Zact with no issues at all. We did have to raise our usage to the next level because both my husband and I use the same phone. We are paying only $41 a month which is a huge savings off our old plan of $108 (plus taxes). Everything from the review applies all this time later and we have not had any complaints at all! I hope that helps…..

  9. says

    SHARE IT to prevent further robberies (ZACT mobile network).

    I purchased mobile phone from Zact.
    Because I use phone for only emails, I took a plan with minimum call-plan.

    My husband called me and Zact charges for ALL incoming calls (regardless the network). The very first day I got various telemarketing calls (before even knowing my number) and that also got deducted.
    So, my husband got charged and I was charged for ONE call!

    Zact also sends devices that are set up in a way where it uses loads of data. I figured it out alone and asked about it and was told to use home wifi.
    I have computer for that and the purpose of mobile phone is to be able to use it OUTSIDE your home.

    I am returning the phone to them after 4 days (and all the plans used from incoming call) and I think this is illegal or at least should be.

    They do not state anything on their website.

    I am very angry as I will be charged additional money for the restocking fee.

    • Pam says

      Well, I realize this person (Youniq Pilates) is upset, but trying to call what ZACT does “illegal” is a bit of an over-reaction. We now have 4 ZACT phones, and are paying LESS for those four phones than we did for 1 (ONE) cell phone before, with better coverage because they roam (at no extra charge) on Verizon’s network.

      Ok, it is true that if I call another ZACT user, even on my plan, we both get charged. . At less than a penny per minute for voice, it is worth it. Texts are about 1/2 penny per text. We are careful of our data usage, the most expensive part. If all you want is data, I still think it’s cheaper than any other service. We use WiFi wherever we can find it – it does not have to be “HOME” WiFi, like “Youniq” implied.

      Here are the advantages that come to mind right now: At the end of our first month, we got credit back on our account for minutes/texts/data not used. At any time during the month, I can add more of any of those three. I even bumped the number of texts UP and the data DOWN and it was a wash. I am able to limit my teen son’s web time. Customer service has been great. There is NO contract needed – that was a biggie for us. How many other cell phone companies – without a contract, mind you – can YOU name that give you all that?

      We all have the ZTE AWE. At $89 a phone, they are pretty neat. They can take an SD card, so we loaded our music on that and the sound quality is great. We have had other smart phones, and I don’t feel like it lacks anything. Granted, I use very few apps, but it looks like they have quite a few.

      We love our ZACT phones. We have waited a long time for a company that offers what they offer. Hope they stay around for a long time.

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